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How Much is Teeth Whitening at Dentist with Insurance?

How much is teeth whitening at dentist with insurance, and how much is it without insurance? These are common questions we get at our clinic. 


Here’s a breakdown of average prices in the US of what you can expect in terms of costs, potential insurance coverage, and financing options for teeth whitening.


Average Cost of Teeth Whitening Procedures


Teeth whitening costs can vary significantly based on the treatment type, dentist's experience, and the dental office location. Typically, professional in-office teeth whitening can range from $500 to $1,000 per session. 


Here’s an overview of common whitening options and their costs:


  • In-Office Treatments: These procedures, including laser teeth whitening, can deliver fast, dramatic results but are generally the most expensive, averaging around $500 to $1,000.


  • Take-Home Professional Kits: Many dental offices offer customized whitening trays for at-home use. These kits usually cost $200 to $500 and provide a more gradual but effective approach to whitening.


  • Over-the-Counter Teeth Whitening Products: Options like strips, gels, and toothpaste are the most affordable, costing $10 to $100, but they lack the same level of potency as professional treatments.


How Much is Teeth Whitening at Dentist with Insurance Coverage?


Teeth whitening is typically classified as a cosmetic dental procedure, which means it’s generally not covered by standard dental insurance


Cosmetic treatments fall outside preventive or medically necessary care, so they usually require out-of-pocket payment. 


Here’s what you should know about potential insurance options:


  1. Cosmetic Dental Insurance Plans: Some cosmetic dental plans might cover a portion of whitening costs, though these are rare and often come with higher premiums.


  1. Exceptions for Medical Necessity: Teeth whitening might be covered if a medical condition, such as fluorosis or trauma, has caused discoloration. In these cases, a dentist can provide an insurance coverage assessment.